Credit Score Tool
Estimate your credit health.
Adjust the sliders to model your credit profile and get an estimated score range. This is an educational estimate, not your actual credit score.
Estimated Score
747
out of 900
Very GoodGreat credit profile. You'll qualify for most products at competitive rates.
300
580
670
740
800
900
Payment History (35%)
90/100
On-time payments are the biggest factor. Have you missed any?
Credit Utilization (30%)
70/100
Lower is better. What % of your credit limit are you using?
Credit History Length (15%)
60/100
Older accounts help. How long is your oldest account (years)?
Credit Mix (10%)
50/100
Having different types of credit (loans, cards) helps.
New Credit Inquiries (10%)
80/100
Fewer recent hard inquiries is better.